It's actually more advantageous for them because it prevents you from 'moving on' within the first year to a new card. ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. The Discover Deals mall currently offers discounts between 5 and 20 percent cash back on … It has cards that offer strong cash back in quarterly rotating categories. Just got approved for a Discover IT card and I'm pretty excited to know that they will match my cash back received during the first year dollar for dollar. As a special promotion, Amazon is offering new Discover it Cash Back cardholders who apply through Amazon’s link a $75 statement credit after making their first Amazon purchase within three months of approval. Statement credit is trivial and that's what I have used so far. Discover it® Cash Back’s ongoing rewards program offers 1% to 5% cash back and there is no minimum redemption. If you’d prefer a gift card, Discover provides a unique deal that adds an extra … It’s a stellar choice for a student or secured card, and it offers unique secondary benefits. The Discover it® Cash Back offers plenty of breathing room for paying off balances after opening the account. 1. Anyone know if the cruise deals are worse than what you can find elsewhere? Those of you that have this card; what did you do to maximize your earning potential for the first year? Only Discover ® Cashback Match automatically matches the cash back you've earned at the end of your first year. Email. With 1 % cash back UHS-I card - it 's really best as a travel card - SDSDXXY-064G-GN4IN ’. The Discover It card has a good first year promotion, that matches the cash back you’ve gotten all of the first year. cash back rates via discover portal. Wouldn’t it be better to apply the cash to … card … Discover it Miles overview. The categories themselves aren’t always the same though. Reddit. Once you’ve earned rewards using the Discover it Cash Back card, you can redeem any amount at any time for cash back as a statement credit or a direct deposit to your bank account. 2% is no joke. What are your thoughts? Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Or just whenever I want pizza and don't want to pay out of pocket! Has anyone done this? The Fine Print. Email. 0% Intro APR † for … Fucking amazing! Doesn't necessarily make it worth ti because of that. These features let you earn even more cash back than described above, making the Blue Cash Preferred even more competitive. chipotle GCS at 10% off, I spend so much money there. The Discover cash back rates seem higher compared to other portals. It also might be best to pair it with another, flat-rate card so your earning potential stays high. Even better, if you don’t currently have a Discover it Cash Back and sign up for one now, Discover will match all the cash back you earn in a 12-month period at the end of your first year of having the card. Only had to put in $.01 of the points on the order to get the credit :) And the rest, you'd use the credit card for in order to get more points :), I liked the AMC gift card. by Robin Ratcliff. Other features will be included, but I will review those four main features above. I'm mostly saving them because in the past, they had a deal, $20 for $40 Shell gift card. You also have the option to use your rewards directly on Amazon or PayPal or to donate to select charities. Each quarter, Discover rotates cash back categories, which in turn becomes 10% cash back with Cashback Match your first year. If you’re trying … Cookies help us deliver our Services. So far, both cards don’t have the same categories within the same quarter, besides the groceries one last quarter. Discover Will Give 5% Cash Back on Streaming Services Including Disney+, Netflix, fuboTV, Hulu, & YouTube TV Feb 4, 2021, 6:15 AM PST – Jason Gurwin Discover has updated the bonus cash back categories for their cards to include streaming services. I still use my Double Cash for non-bonus purchases since I don't have to wait until the 1 year is up for the extra 1%. You'd have to spend $70,000 on the card in 1% categories along with maxing out the 5% every quarter in order to get $1000 (before doubling) cash back in the first year. Best of both worlds Discover It Referral r/ DiscoverItReferral. For example, SodaStream refill is $15. Also factor in the credit card points you would earn with getting the gc, Bought a $120 Crutchfield GC with $100 and then bought a slightly better car stereo than I had initially planned. Medical bills I've already put money aside for I was told to charge my entire life to this card everything. The Discover it® cards offer an unlimited one percent cash back on all other purchases. I also buy Sam's Club gift cards (in-club only, online isn't coding as warehouse clubs) to use at Walmart mostly just for 6-month Straight Talk prepaid phone cards. Redeem for Staples gift cards at 20% discount, then resell them. You can plan out which purchases you make at what places so you maximize the rotating 5% categories. The Discover it® Cash Back card offers plenty of perks for cardholders who know how to utilize rotating categories. Sign up with this link to get $100 bonus … Press J to jump to the feed. Discover it Miles Review: Travel Rewards With a Cash-Back Twist You get 1.5 miles per dollar spent on everything. The Discover it® – Double Cash Back your first year is the newly revamped cash back credit card by Discover Financial that offers 12 months 0% APR on purchases and balance transfers, 5% Cashback Bonus in rotational categories. With a Discover it Cash Back card, you can earn 5 percent cash back at different everyday places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping (Amazon.com, Walmart.com, PayPal and more), up to the quarterly maximum each time you activate. Member FDIC. I'm thinking of doing the same thing. The Discover IT card is basically like another tool in a Swiss army knife of cards. Discover It card aims to be the most consumer-friendly … And not hiding a year from now. Would love to know what you guys did. I couldn't find any reselling opportunity except for carnival cruises. The Discover it Cash Back and Discover it Student Cash Back are two great options for college students — we’ll help you decide which is best for you. 5% cash back in rotating categories is very powerful and they usually do not overlap Chase or Citi's 5% back categories. That ultimately adds up to a potential of 10% back on the bonus categories, meaning up to $600 in cash back. GKC Final Report; Programs & Abstracts; Program Schedule; Summary Of GKC; Brochure; White Paper NRNA ICC Skill Knowledge and Technology Conference 2018 San Francisco CA Not now. Yes! :-D. Redeem for Bed Bath and Beyond (+20%), then combine with the 20% or $5 off $15 that come in my mailbox everyday. A place to discuss credit cards to profit from sign-up offers. Does buying Costco gift cards online trigger the 5% casback deal? Pay with discounted gift card and it is covered by 8 Discover dollars. The Discover it® Cash Back categories for rewards include a broad range of everyday spending, such as grocery stores, gas stations, restaurants and online retailers like Amazon and Target.. Cash back categories are the types of purchases that cardholders can earn 5% cash back on, up to $1,500 spent per quarter. Discover Deals is a card-linked offer program that offers additional cash back savings on top of any cash back rewards earned by Discover cards. Press J to jump to the feed. The Blue Cash Preferred also grants access to extra discounts and deals at specific retailers through Amex Offers. I still have some student books and stuff to pay off. DISCOVER IT ® CASH BACK CREDIT CARD. The categories rotate every quarter, and any purchases in these … For example, shopping at Apple earns 5% cash back on the Discover portal, which is really 10% with cash back match. If you want a cashback card, Discover is a contender. Advertiser Disclosure Filed Under: Cash Back; Cashing In Q&A columns; Expert Q&A; Summary. Hot New Top Rising. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. I'm mostly saving them because in the past, they had a deal, $20 for $40 Shell gift card. Usually direct deposit into my checking account. Charging your entire life to this card for the first year? level 2 1 year ago. Anyone considering signing up for this card should be sure to use a referral link since it gives you (and the referrer) $50 which gets doubled after the first year too. Opens modal dialog. This means, you can earn up to $360 cash back with the account each year! Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 9 grocery stores, restaurants, gas stations and when you pay using PayPal, 17 up to the quarterly maximum when you activate. Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to … If you have no other credit cards and the AU is the only one in your file and you’re set on discover i would do a secured card. Discover it ® Miles. The only other portal that comes close is Chase Ink, at 6–8% cash back. New comments cannot be posted and votes cannot be cast. It comes with a generous introductory … Low intro APR. Other than the 5% (10%) categories, it's basically the same a Citi DC card for the first year. I've redeemed them for Express and National Rental Car. by Tony Mecia. I can't believe I was approved. There’s no annual fee for your Discover it ® Cash Back credit card. It's pretty rare that people will get a free $1000 from it, as that would require like $4k/mo credit card spending. It's fun for the 5% catagories, but not much else. Discover was my first card so I’m super loyal to them, they gave me my approval with 0 history several years ago, but since the pandemic they have become VERY careful and stingy with extending new credit. Period. I shelved every other card I have and won't use them for the first year. Right now, you can buy chipotle GCs from resellers at 7%. For example, next quarter Chase Freedom is 5% on gas while Discover … As far as I remember, 2 Gold tickets + $5 gift card were about $20. Rising. Gift cards during the holidays usually for the simplicity. Some cash back credit cards offer a higher rate of rewards within a certain category (like travel, dining, gas or groceries) within a certain timeframe or beneath a certain spending threshold. $15 - $5 coupon = $10. (The Discover it Cash Back’s 5% rate applies to the first $1,500 spent per quarter, then 1% is earned; activation required.) If I earned $1000 cash back, they will deposit $1000 into my bank account just for getting the card. Though I still have nearly $700 in cashback to redeem. An inner voice's telling me to keep the cashback for car rental. Apply Now. I believe it was in 2010. By using our Services or clicking I agree, you agree to our use of cookies. The … Resell at 84 % cards link on the left hand side situation and should! The match program is basically just a fun new way to look at a sign-up bonus. Discover it® Cash Back and Chase Freedom Flex℠ both offer cash back rewards of up to 5% in merchant and product categories that rotate quarterly, so this contest is a dead heat. via discover portal. You get double your cash back value. 1. share. I have never done anything other than statement credit. It's great for Cash Back and All Rewards. Hot. If I earned $1000 cash back, they will deposit $1000 into my bank account just for getting the card. Bills, groceries everything I was going to spend anyway. Yeah, but that's not going to happen. Just use the cashback to redeem for gift cards you'd use. Press question mark to learn the rest of the keyboard shortcuts. Report Save. Press question mark to learn the rest of the keyboard shortcuts. It’ll be beneficial to get cash back of at least 5% from two different categories a quarter. The first year cash back match effectively makes it a 10% back card when spending in those categories as well. Every expenditure you were going to make already you make with the card. Though I still have nearly $700 in cashback to redeem. It's unlikely deals like that will ever happen again but you just never know... Amazon had a $10 credit if I redeemed through them for a purchase so I did that once. I got $400 worth of gas cards for 200. These are both … This is in addition to … The Discover it earns 5% cash back in rotating categories and that should prove far more valuable than a relatively useless 1.5% cash … card. It's … Up until now it hasn’t been possible to product change a Discover it to a Discover it Miles card. Cash back match. r/DiscoverItReferral: Discover It is an all-around great Cash Back rewards card for beginners or students. Right now they're warehouse clubs and home improvement. Press J to jump to the feed. Unlimited one percent cash back. Press question mark to learn the rest of the keyboard shortcuts. If you are considering applying for the Discover it® Cash Back and are a fan of Amazon, you might be able to earn a little extra cash. Don't get me wrong, I have the card and am enjoying the effective 10% cash back. I'm hoping something like that comes up again. In other words, you’ll earn a respectable 3x miles on all purchases in the first year, which is equivalent to 3% cash back. This is absolutely the way to go but make sure you pay it off each month too so you don't get into trouble with debt. Just use the cashback to redeem for gift cards you'd use. Cruise travel credit it Miles is a card-linked offer program that offers additional cash back the! 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